Arbol Underwriters

Data-Driven, Cutting-Edge Parametric Reinsurance Solutions for your Business.



Regulated by the Bermuda Monetary Authority, Arbol Underwriters Ltd. (AUL) is a reinsurance MGU specializing in parametric reinsurance underwriting. Leveraging the one-of-a-kind data platform dClimate and the AI/ML based underwriting algorithm developed by its parent Arbol, AUL provides standard and bespoke parametric reinsurance solutions with speed and transparency.

AUL is authorized by SIG Re, a class 3A insurer in Bermuda, to underwrite general parametric reinsurance on a fully collateralized basis.


Facultative, proportional and non-proportional treaty parametric reinsurance solutions for:


AUL’s team has decades of combined experience across several key industries, including insurance, reinsurance, commodities, data science, and technology. The AUL team draws upon this experience to deliver exceptional, data-driven parametric solutions for a wide range of climate and weather related risks.

Hong Guo, CEO

Osho Jha, COO and CUO

Please contact us at